Today’s Read: 3.5 minutes
Covid-19 anxiety is a thing, but information can help quell the uncertainty that causes it. Today we give you the science behind the AstraZeneca and Oxford University vaccine; the steps to stabilize your finances, the state of home care, and the ultimate dish for BLD that’s packable too.
5 simple steps to stabilize your financial situation
With all the uncertainty that the pandemic has brought, one thing that you have more control over is your finances. And the first thing to do is to make sure they are stable. What do we mean by stable? Have money tucked away for a rainy day, carry the least amount of debt, and start working on ways to increase your assets and earning power.
Here are things you can start doing today toward those goals:
- Put away 20% of your take-home income into a savings account. This is to start your emergency fund. Ideally, you want to build the total to cover six months of expenses.
- Assess and reduce your monthly expenses. One way to do this is to apply the snowball method to your debts.
- Contribute to your 401K. How much? The least amount to get the full match by your employer. If you’re not eligible for a 401K, look into getting an IRA or a Roth IRA.
- Stop using credit cards and live on cash and debit cards.
- Finally, start treating yourself and your household like a business. Make an income statement, balance sheet, and cash flow statement. This way you get a full picture of money in and money out.
How Covid-19 has affected home care
While coronavirus has increased the need for more PPE and care and prevention policies in hospitals, the same is true in a home care environment. The pandemic has changed the nature and availability of home care, according to a survey conducted by the Safe Home Care Project at University of Massachusetts Lowell and the Betsy Lehman Center for Patient Safety.
A decrease in the amount of care hours has affected 81% of the home care agencies surveyed. Of these agencies:
- 99% report some clients unwilling to have aides come
- 74% have aides unwilling to go in clients’ homes from fear of exposure
- 74% have aides less available due to their need to care for children or other family members
- 65% report family members taking over aide responsibility
The first published results of a Phase 3 Covid-19 vaccine are here
Much of the reporting on Covid-19 vaccine efficacy and safety has been from press releases. Now, there is finally science for all of us to see. AstraZeneca and Oxford University scientists have published the first full results of their Phase 3 trials in The Lancet. As previously reported, interim results of the Oxford COVID-19 vaccine trials find that the vaccine protects against symptomatic disease in 70% of cases—with vaccine efficacy of 62% for those given two full doses, and of 90% in those given a half dose then a full dose. Read the full paper here.
An ultimate BLD and leftover dish
Introducing the Crustless Quiche, an easy egg dish that is simply baked eggs, a little milk, and anything else you want to throw in. Easy to make ahead and eat for breakfast, lunch, or dinner. The base recipe: Whisk together 10 eggs and 1 to 2 cups of whole milk. (Though if you want a sturdier, less custardy egg bake that can get packed in a lunch box, use 1 cup or 1 1/2 cups of milk instead). Check out the recipe and ideas for fillings here.
ONE BIG NUMBER
The number of students enrolled in the University of Tennessee’s College of Nursing during the Fall 2020 semester. It is an all-time high for the school, WIBR reports. More than 300 of those future nurses will graduate to join the workforce in the spring. In more nursing school news, Vanderbilt University’s School of Nursing saw an 8% increase in applications for Fall 2021.
Kid you not. Lifetime has made a Colonel Sanders movie.